Your browser does not support JavaScript!
Health & Insurance

International Students Group Medical Insurance

Introduction

New students who are coming to Taiwan for the first time cannot join Taiwan’s National Health Insurance until the 7th month of their arrival. If newly arrived students wish to have health insurance for the first six months of their stay in Taiwan, they have the option of joining Cathay Life Medical Insurance. The Cathay Life Medical Insurance fee is a one-time payment of NT$3,000 for 6 months (NT$500 per month *Price subjects to adjustment).

Students who wish to purchase Cathay Life Medical Insurance for the first 6 months of their stay in Taiwan can sign up at the OIA on the day of enrollment or before the end of September.

How to make a claim

In order to facilitate your claim after you have purchased the International Students Group Medical Insurance, please observe the following when seeking medical treatment during coverage period :

  1. 1. The insurance covers medical treatment provided by the hospitals specified by the insurance company ONLY. *Please make sure that you go to one of the National Health Insurance covered hospitals or clinics if you are seeking medical treatment.
  2. After paying for the treatment, be sure to get 1) a receipt and 2) the treatment details with the doctor’s signature. Tell the doctor that you need the documents to file for an insurance claim.
  3. Fill out the insurance claim form and bring it together with the required documents to the OIA and the staff will assist you to make your claim. *Bring the claim form to the OIA and ask the staff to help you fill it out if you cannot read Chinese. Observe common courtesy when seeking assistance.
  4. Required documents that you need to bring to the OIA after receiving treatment are :
    1. The original receipts of payment
    2. Treatment details with the doctor’s signature
    3. The claim form with the doctor’s signature
    4. 1 copy of your deposit book’s cover

Coverage Policy

Insurance covers accidents or sickness occurring within Taiwan ONLY. Accidents or sickness requiring specialized medical care or occurring before the insurance policy was taken out will not be covered.

  1. Outpatient/Emergency treatment benefit :
    While this Policy is still effective, if the Insured suffers an illness or injury and receives (emergency) treatment at a hospital/ clinic as an outpatient, the company will reimburse all medical expenses incurred. However, the payment of benefit shall not exceed the limit of 1000NTD (per visit).
  2. Daily Hospital miscellaneous benefit :
    While this Policy is still effective, if the Insured suffers an illness or injury and receives treatment at a hospital as an inpatient, the company will reimburse the following expenses incurred.
    1. Balance billing on hospital rooms.
    2. Food, except for nutrients provided through tube feedin.
    3. Nursing care fee excluding special nurse fee.

    However, the payment of benefit shall not exceed the limit of 1000NTD (per day).

  3. Hospital miscellaneous benefit :
    While this Policy is still effective, if the Insured suffers an illness or injury and receives treatment at a hospital as an inpatient, the company will reimburse the following expenses incurred.
    1. Physician instructions medication.
    2. Blood, except for blood transfusions deemed necessary by a doctor providing emergency care
    3. Registration fee and cost of obtaining related certificates
    4. Ambulance fee(from or between hospital).
    5. Operation fee.
    6. Operation room, post-operative recovery room, emergency room or the application of its equipment.
    7. Materials fee.
    8. Laboratory tests, electrocardiogram, basal metabolic rate check.
    9. Rehabilitation therapy.
    10. Anesthetics, oxygen, and its application.
    11. Therapeutic radiology.
    12. Hemodialysis.
    13. Injection and its liquid medicine.
    14. Laboratory examination.
    15. Treatment.

    However, the payment of benefit shall not exceed the limit of 120,000 NTD (per hospitalization).

  1. The provisions of the insured :
    1. Insurer qualifications:Limited to foreign students (including Mainland Chinese students)
    2. Insured age limit:From 15 years old to 50 years old. Insured’s name shall be specified in the policy
    3. Policy period/term:6 months.
    4. Premium mode:Half yearly.

Note:

  1. The above information is for reference only. For details of the terms and conditions, please refer to the policy contract (Chinese version).
  2. The terms and conditions of insurance policy (Chinese version) shall prevail if there is any inconsistency between the above information and the insurance policy.

Contact

Staff Phone
Mr. Oby  Wang (886)-2-2771-2171 ext. 6513